Blackjack Banker

Blackjack Dice: 21 or Bust!

  • Each game takes place between a “banker” and a “player”. The banker is the dealer of the cards and the player bets against the banker. So, your goal is to defeat the banker. Like the blackjack, each card in baccarat has a point value. You can find them in the following list: 2 – 9: These are worth their face value.
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Winning tactics in Blackjack require that the player play each hand in the optimum way, and such strategy always takes into account what the dealer's upcard is. When the dealer's upcard is a good one, a 7, 8, 9, 10-card, or ace for example, the player should not stop drawing until a total of 17 or more is reached. Northern Nevada Update by Harold Harvey. Atlantic City Update by Will Banker. Blackjack in Michigan by Michael Dalton. Florida’s Proposed Casinos (with Map) by Michael Dalton. Crown Empress Cruises – Clearwater, FL by Michael Dalton. PRODUCT REVIEWS: Dustin D. Marks’ Cheating at Blackjack, Steven Heller’s Clump Card Blackjack.

If the rules of blackjack dice sound familiar, they are. The rules for the popular card game, Blackjack or 'Twenty One', translate well into a dice game. Instead of a deck of 52 cards, you use two or three 10 sided dice to get a total, or 'hand', as close to 21 as possible.

Like the Blackjack card game popular in casinos, twenty one dice will delight gamblers and risk takers. You'll need poker chips or some other currency to place bets and dole out winnings. The key difference lies in probability. Unlike a deck of cards with a limited quantities, your chances of rolling the number you need doesn't diminish as the blackjack dice game goes on.

Blackjack Dice Rules

The objective of this game is to roll 21. If you go over, you bust. I'm not being rude, that's the correct term: Bust. While you can't roll 21 every time, you need to get as close to 21 as possible. Your number must beat the 'banker' or you'll lose. Like the card game, you're competing against the banker and not the other players. Conceivably, every player can beat the banker on a given round.

Basic Rules:

1. To begin, each player rolls one 10-sided die and the person with the lowest number is the banker. After that, rotate 'banker' duties among players.
2. Each player takes a turn rolling 2 dice, adding up the numbers and writing down the total.
3. After the initial roll of 2 dice, a player may choose to roll an additional die as many times as they wish, adding the resulting number from each roll to their total.
4. If the total exceeds 21, the player goes 'bust' and loses that hand even if the banker goes 'bust' too.
5. The banker always takes his/her turn last, after all players have settled on their totals.

Scoring with Dice:

1.You're an instant winner if you roll 21, or 'Blackjack' with 2 dice.
2.On the dice, '0' counts as 10.
3.The '1' counts as either 1 or 11. It is the player's choice.

Banker's Rules:

When playing his/her own hand, the banker must stop rolling the dice when his/her total equals 17 or greater. The banker must continue rolling a die until his/her total equals 17 or greater. If the banker busts (goes over 21), all players with 21 or less win.

The banker wins all ties, with the exception of a 'Blackjack' roll with 2 dice. That's an automatic winner.

Note: A Blackjack score is not the same as a total score of 21. A dealer can tie a '21' and win, but not a Blackjack.

Tips for the Blackjack Dice Game


Use pen and paper to keep track of each person's roll. Unless you plan on providing each player with five or six 10 sided dice, players need to re-roll one die (possibly several times).

Before playing, decide what happens when the banker rolls a '1':
a)The banker has the option to make it a '1' or an '11'
b) The '1' always equals 11.

Have Fun!

Blackjack Bankroll Strategy

Dice on Display

While playing blackjack at the casino is fun for most players, it's also nice to be able to play with your friends in a more relaxed environment. Not to mention it's a hell of a lot cheaper to play at home because the game is less competitive and more about entertainment than anything else. If you've never played blackjack at home or run your own home blackjack game this page will gve you a general guideline.

Home Blackjack Games - Understand the Rules

Before you even attempt to run a home blackjack game you have to make sure every player at the table is aware of the house rules. The rules do not need to be military style but you don't want to run into a situation where you have the players, who are also your friends, arguing over a particular hand. So when everyone sits down at the table, make sure you clearly outline what the payouts are and what type of blackjack game you'll be playing. If you have new players to the table, make sure they know what a hard 17 and soft 17 is and which rule the dealer will be following. Same goes for splitting. In one home game, the splitting rules weren't announced at the beginning of the game, and we had one friend who called the casino to ask and verify their hand. The better you explain the rules, the more enjoyable the night will be.

Things to Consider

  • 1 - Who is the dealer / banker?
  • 2 - What are the stakes?
  • 3 - What is the max bet per hand?
  • 4 - What are the blackjack rules you'll be following?

Who is the Dealer / Banker?

Blackjack Banker Advantage

In some home blackjack games, the dealer / banker can be designated to one individual who will continue to be the dealer throughout the night. The biggest problem with this is its expensive. Home games require the dealer to be the banker and as such all winnings from players is paid out of the dealer's bankroll. If by chance your friends are on a lucky streak, your dealer can lose quite a bit in a short period of time.

A way to avoid this situation is to have the dealer/banker position rotate. What we do at our home games is start by determining what the dealer's chip stack will be. In this example, we'll use $50. If at anytime, the dealer's stack goes under $50 and another player has $50 or more in his or her stack, the dealer will switch to the other player. Therefore, as long as the dealer has $50 or more in front of him he continues to deal the cards. This provides for a more relaxed game, which means your friends will have more fun.

Blackjack Shoe or Automatic Shuffler?

It's not necessary to use a blackjack shoe and automatic shuffler in a home blackjack game although if you plan on using more than 2 decks you'd probably want to buy one. Shuffling three or more decks of cards isn't the easiest task in the world, and making sure the cards are properly shuffled can be tedious. If you do decide you need either the shoe/shuffler you don't need to invest a lot of money. You can usually pick one up at your local Wal-Mart for under $20.

Have Fun!

Remember, a home blackjack game is about having fun with the guys and not about rolling them for a load of cash. You can play a home game while waiting for a poker game to start or when having a casino night. We do suggest you alternate the dealer, as the dealer will always have an advantage over the players. Your friends are there to have fun. Think of it this way - do you want your first home blackjack game to be the only game you host? If you send your friends packing broke, it likely will be.

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